US banks should brace for a rapid increase in delinquencies and charge-offs, according to the research

Market volatility around the 2020 election is pushing mortgage rates down even lower

Not only does technology provide a better customer experience, but it is proven to create a more efficient and less risky lending process from beginning to end

The world is fast progressing within the technology domain and digital services have penetrated to the unexplored corners of life

Default rates have yet to reflect the economic impact of the pandemic, according to Milliman – but may not be as bad as expected

Ponce Bank has entered into a partnership with Grain Technology to use its AI-powered credit tools

KBRA warns that stable delinquency rates could rise in the months ahead as banks have focused on short-term relief

Less than a quarter of homeowners in forbearance have managed to make payments for May, according to fintech firm Black Knight

Banks and credit unions need to be able to identify which of the loans in their portfolios are at risk of default, so that they can proactively address that risk

New York-based Signature Bank says roughly 14% of its loan book is seeking to defer payments as the pandemic challenges cashflow