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Fair Lending - Banking Exchange
Federal Reserve data noted the lack of demand for small business loans even while noting that consumer demand is on the increase
Platform will help gig workers and contractors access government Covid-19 support
The OCC introduced rules last year to ‘clarify’ which entities were responsible for loans
Research from the Federal Reserve noted profitability and capital positions improved in H2 2020
Ratings agency KBRA has laid out how the digital transition is levelling the playing field for small banks
Q4 earning reports show major banks have cut loans to small businesses, focusing instead on strengthening their own capital position
The ABA has urged banks to prepare as a fresh round of economic stimulus payments is rolled out
Global loan loss provisions and foregone revenue due to economic impact of pandemic will climb for the next few years
The association objects to further capital raising flexibilities for large credit unions that already receive tax exemptions
FICO survey finds lack of confidence in short-term finances, but satisfaction with bank support is high
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