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BoA Pays $12M Fine for Mortgage Data Misreporting

BoA Pays $12M Fine for Mortgage Data Misreporting

M&A: LNCB Swoops for EAGLE bank in $23M Deal

M&A: LNCB Swoops for EAGLE bank in $23M Deal

How Institutional Investors Are Approaching Sustainable Investing

How Institutional Investors Are Approaching Sustainable Investing

Sweden’s $18B Asset Management Tender, and Why It Matters

Sweden’s $18B Asset Management Tender, and Why It Matters

OCC Extends Deadline for Comments for Long-Term Debt Rule

OCC Extends Deadline for Comments for Long-Term Debt Rule

CFPB Approves First Step for Mortgage Disclosures Project

CFPB Approves First Step for Mortgage Disclosures Project

FDIC Establishes Committee to Oversee Workplace Review

FDIC Establishes Committee to Oversee Workplace Review

  1. Community Banking
  2. Retail
  3. Technology
  4. Compliance
  5. Risk
First Citizens Overhauls Community Support After SVB Acquisition

First Citizens Overhauls Community Support After S…

Bank announces $6.5 billion program including comm...

Hispanic Transformation will Drive a $113 Trillion Opportunity for Banks: Three Ways They Can Capture It

Hispanic Transformation will Drive a $113 Trillion…

Very few organizations have been successful in gro...

ICBA Warns Against SBA Expansion

ICBA Warns Against SBA Expansion

The industry group said the expansion of the SBA 7...

Navigating the Buy Now, Pay Later Wave Amidst Soaring Interest Rates

Navigating the Buy Now, Pay Later Wave Amidst Soar…

Consumers are increasingly gravitating towards BNP...

Rising Credit Card Debt Increasing Financial Pressure

Rising Credit Card Debt Increasing Financial Press…

Survey found more than half of Americans are not p...

American Consumers Optimistic Despite Financial Pressures

American Consumers Optimistic Despite Financial Pr…

Survey shows significant majority of consumers exp...

How Financial Institutions Can Address Their Top Cybersecurity Challenges

How Financial Institutions Can Address Their Top C…

Financial institutions are a top focus for cybercr...

Building the Digital Currency of the Future

Building the Digital Currency of the Future

As physical cash use declines and new cryptocurren...

Banks Call for Streamlined Cybersecurity Regulations

Banks Call for Streamlined Cybersecurity Regulatio…

The ABA and BPI want the White House to reduce the...

BoA Pays $12M Fine for Mortgage Data Misreporting

BoA Pays $12M Fine for Mortgage Data Misreporting

The CFPB has levied the fine for failing to collec...

OCC Extends Deadline for Comments for Long-Term Debt Rule

OCC Extends Deadline for Comments for Long-Term De…

The deadline has been extended until January 16, 2...

FDIC Establishes Committee to Oversee Workplace Review

FDIC Establishes Committee to Oversee Workplace Re…

The special committee will examine allegations of ...

OCC Extends Deadline for Comments for Long-Term Debt Rule

OCC Extends Deadline for Comments for Long-Term De…

The deadline has been extended until January 16, 2...

How Financial Institutions Can Address Their Top Cybersecurity Challenges

How Financial Institutions Can Address Their Top C…

Financial institutions are a top focus for cybercr...

Rising Credit Card Debt Increasing Financial Pressure

Rising Credit Card Debt Increasing Financial Press…

Survey found more than half of Americans are not p...

Banking Exchange: Competitive Intelligence for Bankers

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BoA Pays $12M Fine for Mortgage Data Misreporting

BoA Pays $12M Fine for Mortgage Data Misreporting

The CFPB has levied the fine for failing to collect information on some mortgage applications

M&A: LNCB Swoops for EAGLE bank in $23M Deal

M&A: LNCB Swoops for EAGLE bank in $23M Deal

Plus: Illinois-based First Busey to acquire Merchants and Manufacturers Bank

OCC Extends Deadline for Comments for Long-Term Debt Rule

OCC Extends Deadline for Comments for Long-Term Debt Rule

The deadline has been extended until January 16, 2024

CFPB Approves First Step for Mortgage Disclosures Project

CFPB Approves First Step for Mortgage Disclosures Project

The program allows CFPB to authorize parameters for in-market testing of alternatives to required disclosures

FDIC Establishes Committee to Oversee Workplace Review

FDIC Establishes Committee to Oversee Workplace Review

The special committee will examine allegations of a toxic workplace culture and sexual harassment

Mortgage Applications Increase along with Credit Card Debt

Mortgage Applications Increase along with Credit Card Debt

While housing demand increased, it was still more than 20% below this time in 2022

Navigating the Buy Now, Pay Later Wave Amidst Soaring Interest Rates

Navigating the Buy Now, Pay Later Wave Amidst Soaring Interest Rates

Consumers are increasingly gravitating towards BNPL options

Management Changes Continue at Large Banks: Citigroup Latest to Announce

Management Changes Continue at Large Banks: Citigroup Latest to Announce

The CEO of Citigroup Jane Fraser announced that a reorganization is imminent

U.S. Treasury Outflow a Strong Sign of Investor Confidence

U.S. Treasury Outflow a Strong Sign of Investor Confidence

Investors are starting to jump into the stock market again

Small to Midsize Bank Consolidation Continues With New Aquisitions

Small to Midsize Bank Consolidation Continues With New Aquisitions

BankFirst Financial to Buy SimplyBank in $73M Deal and Illinois-based Liberty Bank is set to buy North Adams State Bank, according to a loca...

First Citizens Overhauls Community Support After SVB Acquisition

First Citizens Overhauls Community Support After SVB Acquisition

Bank announces $6.5 billion program including commitments to honor SVB’s pre-collapse pledges

How Financial Institutions Can Address Their Top Cybersecurity Challenges

How Financial Institutions Can Address Their Top Cybersecurity Challenges

Financial institutions are a top focus for cybercriminals for obvious reasons

Rising Credit Card Debt Increasing Financial Pressure

Rising Credit Card Debt Increasing Financial Pressure

Survey found more than half of Americans are not paying off cards in full every month

CFPB Proposes Extending Supervision to Nonbank Payment Providers

CFPB Proposes Extending Supervision to Nonbank Payment Providers

The regulations would ensure nonbank financial companies adhere to the same rules as large banks and credit unions

ICBA Warns on FHFA Reforms

ICBA Warns on FHFA Reforms

The community bank organization urged the federal agency to be cautious when introducing changes to the Federal Home Loan Bank System

The Future of the FHLBank System

The Future of the FHLBank System

A much-anticipated review has set out plans for modernizing the FHLBank system

Appointments: Horizon Seeks New CFO, Reshuffles at US Century and F&M

Appointments: Horizon Seeks New CFO, Reshuffles at US Century and F&M

Plus: New chief credit officer at Civista, and new CEOs at Morgan Stanley, RiverWind, and Provident Savings Bank

Mortgage Rate Decline Brings Hope to Lending Market

Mortgage Rate Decline Brings Hope to Lending Market

Bank mortgage applications rose by 3% last week for new mortgages

Building the Digital Currency of the Future

Building the Digital Currency of the Future

As physical cash use declines and new cryptocurrencies arise, central banks are looking for ways to maintain control over their financial sy...

Hispanic Transformation will Drive a $113 Trillion Opportunity for Banks: Three Ways They Can Capture It

Hispanic Transformation will Drive a $113 Trillion Opportunity for Banks: Three …

Very few organizations have been successful in growing their relationships with this audience

ICBA Warns Against SBA Expansion

ICBA Warns Against SBA Expansion

The industry group said the expansion of the SBA 7(a) loan program would harm borrowers

American Consumers Optimistic Despite Financial Pressures

American Consumers Optimistic Despite Financial Pressures

Survey shows significant majority of consumers expect to reach financial prosperity in the next 10 years

Old National to Acquire CapStar in $344m deal

Old National to Acquire CapStar in $344m deal

Plus: Cadence Bank is set to sell its insurance arm to Gallagher

Treasury Yields Retreat This Week as Fed Halts Interest Rate Hikes

Treasury Yields Retreat This Week as Fed Halts Interest Rate Hikes

Unemployment is expected to stay around 3.8% and payrolls have continued to increase

Banks Call for Streamlined Cybersecurity Regulations

Banks Call for Streamlined Cybersecurity Regulations

The ABA and BPI want the White House to reduce the reporting overlap and regulatory burden regarding cybersecurity

Inflation Decline Not Helping Financial Health, Survey Finds

Inflation Decline Not Helping Financial Health, Survey Finds

Customers are still struggling to meet costs and are dipping into emergency savings despite the recent fall in inflation

Banks Increasingly Using AI to Enhance Customer Experience

Banks Increasingly Using AI to Enhance Customer Experience

Survey found banks and credit unions are continuing to invest in automated customer service

Most Customers Use Mobile Banking Apps to Manage Accounts

Most Customers Use Mobile Banking Apps to Manage Accounts

Only 9% of Americans choose to go into a bank branch

Surge in Small Businesses Receiving Financial Advice From Banks

Surge in Small Businesses Receiving Financial Advice From Banks

Survey also found improved digital tools have helped banks’ services for small businesses

Bank of America Report Finds Wealthy Most Pessimistic While GDP Rises 4.9%

Bank of America Report Finds Wealthy Most Pessimistic While GDP Rises 4.9%

Consumer spending, government spending and residential investments were the catalysts for growth

October Brings New CEOs at US Banks

October Brings New CEOs at US Banks

First Financial, Ally Financial, Macatawa Bank and Mercantile Bank all announced senior leadership changes this month

Fed Finalizes CRA Modernization Rule

Fed Finalizes CRA Modernization Rule

Banks issue cautious welcome but warn of increased costs for some organizations

How Data and Advanced Analytics Can Help Lenders Optimize Reach and Retain Customers

How Data and Advanced Analytics Can Help Lenders Optimize Reach and Retain Custo…

The current economic environment is leading many lenders to reevaluate their business strategies

Banking Exchange Will Host a Discussion With the Federal Reserve and Alacriti on ACH Modernization

Banking Exchange Will Host a Discussion With the Federal Reserve and Alacriti on…

On November 7, Banking Exchange will host a discussion on ACH evolutions

ABA Criticizes Proposed CFPB Rule On Personal Finance Data

ABA Criticizes Proposed CFPB Rule On Personal Finance Data

The ABA has warned of concerns over implementation costs

Senate Passes Resolution Against CFPB Small Business Rule

Senate Passes Resolution Against CFPB Small Business Rule

The rule requires banks to collect and report data on credit applicants

Americans Want Credit Unions and Banks Held to Same Standards

Americans Want Credit Unions and Banks Held to Same Standards

New ABA survey shows most Americans don’t know the difference between a bank and a credit union

Regional Banks Struggle as 10-Year Treasury Yield Rises

Regional Banks Struggle as 10-Year Treasury Yield Rises

Large banks outperformed expectations but regional banks fell dramatically

JP Morgan’s Profit and What It Means for Banks

JP Morgan’s Profit and What It Means for Banks

JP Morgan reported $13.15 billion in profit last week

Federal Reserve: Capital requirement reforms could pose “significant risks”

Federal Reserve: Capital requirement reforms could pose “significant risks”

Governor Michelle Bowman urged policymakers to consider the risks of regulatory reforms

CFPB Issues Guidance on Junk Fees Law

CFPB Issues Guidance on Junk Fees Law

The regulator has issued an advisory opinion on the rules for large banks

Majority of Americans Satisfied With Their Bank

Majority of Americans Satisfied With Their Bank

ABA survey assessed customer satisfaction as well as opinions on cannabis banking and overdraft protection

Big Banks Report Earnings Friday

Big Banks Report Earnings Friday

Revenue and margins are both expected to decline throughout the banking sector

California Banks to Merge in $99M Deal

California Banks to Merge in $99M Deal

Plus: Monterey County Bank reportedly set to be bought by dedicated investment vehicle

Credit Card Debt Over $1 Trillion Draws Attention from Congress

Credit Card Debt Over $1 Trillion Draws Attention from Congress

Interest rates for credit card holders have climbed to a record high of more than 20%

Mortgage Bankers Association Pleads With Fed to Stop Raising Interest Rates

Mortgage Bankers Association Pleads With Fed to Stop Raising Interest Rates

The group of associations also asked for the Fed not to sell its mortgage securities holdings

Over 100 Organizations Sign Up To Use FedNow

Over 100 Organizations Sign Up To Use FedNow

The US instant payment service has experienced major user growth since its launch

FDIC Votes To Tighten Governance Standards For Large Banks

FDIC Votes To Tighten Governance Standards For Large Banks

The new rules proposed in response to the collapse of several large banks this year

More Americans Are Turning To Banks For Financial Planning

More Americans Are Turning To Banks For Financial Planning

New Ipsos survey shows increasing numbers of Americans are concerned about their finances

Banking Exchange Hosts a Cybersecurity Scene Investigation October 19

Banking Exchange Hosts a Cybersecurity Scene Investigation October 19

You will learn how to better protect your organization, members, data and reputation

Industry Resources

White Paper

Key Considerations for Evaluating Payments Hubs

Help make your ACH and real-time payments offerings a reality

Key Considerations for Evaluating Payments Hubs

White Paper

The Ultimate Guide: Commercial Lending & Scenario Analysis

How to manage your downside and play for the upside in any economic environment

The Ultimate Guide: Commercial Lending & Scenario Analysis

White Paper

The Fraud Hits Keep Coming from Every Direction

Detection Rules, Combined with Machine Learning, Hit Back in Real Time to Thwart Fraud on All Fronts

The Fraud Hits Keep Coming from Every Direction

White Paper

2023 Banking Priorities: Executive Report

Bankers share their greatest industry concerns, priorities and challenges in an increasingly disruptive environment. 

2023 Banking Priorities: Executive Report

White Paper

FedNow Service: What’s Coming in 2023

The FedNowSM Service is an instant payment service created by the Federal Reserve Banks

FedNow Service: What’s Coming in 2023

White Paper

Managing Budget Variances for Financial Institutions

4 Best Practices to Navigate Volatility

Managing Budget Variances for Financial Institutions

White Paper

Commercial Loan Origination Automation Report

Highlights product features, client service, cost value, and more.

Commercial Loan Origination Automation Report

Webinars

Webinar

On-Demand Webinar: Advancing into the Future: An Exploration of ACH Modernization

This webinar will delve into ongoing ACH evolutions and the breakthroughs on the horizon, bringing insights directly from the Federal Reserve and Alacriti

On-Demand Webinar: Advancing into the Future: An Exploration of ACH Modernization

Webinar

On-Demand Webinar — CSI: Cybersecurity Scene Investigation

Get a "behind the scenes" look at how to protect your organization

On-Demand Webinar — CSI: Cybersecurity Scene Investigation

Webinar

On-Demand Webinar: AI in Banking

The future of AI in banking 

On-Demand Webinar: AI in Banking

Webinar

On-Demand Webinar: Practical Ways to Build a Digital Lending Strategy

Explore the mechanics of digital lending on Thursday, May 18

On-Demand Webinar: Practical Ways to Build a Digital Lending Strategy

Webinar

On-Demand Webinar — Financial Crime Regulations 2023: FRAML and Your Financial Institution

Fraud and money laundering (FRAML) remain front and center in 2023

On-Demand Webinar — Financial Crime Regulations 2023: FRAML and Your Financial Institution

Webinar

On-Demand Webinar: Navigating Fraud in the World of Instant Payments: Strategies for Success

As payment technology advances, so does the need for effective fraud prevention strategies

On-Demand Webinar: Navigating Fraud in the World of Instant Payments: Strategies for Success

Webinar

On-Demand Webinar — Climate change regulation: Why banks need granular data

Green is the new gold and when it comes to climate change, what banks need to be digging for is data

On-Demand Webinar — Climate change regulation: Why banks need granular data

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