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“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. Each week in his blog he strives to fix that.

Too many banks? Really?

Is U.S. “overbanked”? Or is banking underutilized?
Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan “The Wombat” Fisher’s personal mission.

Warning: It’s time to renew!

(Memo to crooks: Open season on old victims begins in month 13.)
Bank tech trends can make your head spin. So each week longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Selfie Generation overtakes Me Generation

Millennials are different—so adapt, already
Contributing Editor Nancy Derr-Castiglione, based, in Colorado, reports on issues faced by compliance officers and other banks in deciding whether to serve marijuana-related businesses. One hard question: What is and isn’t a “marijuana-related business”?

Grass isn’t always greener

Colorado banks’ quandaries illustrate challenges others may face as pro-marijuana laws spread like, well, weeds
Time for a bank stock loan?

Time for a bank stock loan?

Longtime capital strategy must be weighed in light of all techniques
“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. Each week in his blog he strives to fix that.

What you see, what you say

Lending with your eyes open, mouth in control, brain in gear
Bank tech trends can make your head spin. So each week longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Chip card is here! All hail the chip!

Despite all the hype, many remain unaware
The British are ahead of us in many parts of retail banking, but they still like the various generations of their hefty pound coins.

Pounds and pence, as you like it

Chips, coins and “chips”: A Yank’s encounter with Her Majesty’s bank branches, payments, and currency
TD Bank’s public-facing social media presence, such as this Twitter home page, is just one side of its efforts. The bank also uses an internal social setup for internal purposes and to help employees hone their “social skills.”

Social media from the inside out

TD Bank’s internal social media efforts have impact beyond the bank’s walls
“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. Each week in his blog he strives to fix that.

Reputation, systemic risk, and bugs in the system

Why banks should watch the Volkswagen scandal
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Dana Weinstein is Head of Product at Tesser, bringing eight years of experience building payments products across US domestic and cross-border rails.

She launched Visa Direct Payouts, architecting a payout capability that now reaches 11 billion endpoints across cards, accounts, and digital wallets...