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It’s a bum BIN deal

It’s a bum BIN deal

Not owning your debit card Bank Identification Number can cost you…a lot
Bank tech trends can make your head spin. So each week longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Welcome to our bank! (Sort of)

Digital account opening process could be better
“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. Each week in his blog he strives to fix that.

Independence debate drives risk discussion

Even today’s debate over being Chairman and CEO involves risk considerations
With a nod to pop music, veteran John Byrne’s blog scans the anti-laundering and anti-terrorism world. John pierces silliness and inconsistency, and strongly believes in private-public partnership.

“Is Anybody Listening?”*

Will Justice Department’s policy on cooperation change corporate attitudes?
Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan “The Wombat” Fisher’s personal mission.

Time to overhaul!

If bad tech holds you back, ditch it
Defaulting borrowers: How well did you know them?

Defaulting borrowers: How well did you know them?

By the numbers indirect lending doesn’t catch cracks as well as personal approach
Semi-Organic Growth: Tactics and Strategies Behind Google’s Success. By George T. Geis. John Wiley & Sons, 209pp.

Learning from Google’s M&A strategy

Book Review: Techniques of modern business giants; adapting “ecosystems” approach to banking
A lesson in “credible challenge”

A lesson in “credible challenge”

What community banks can learn from this big bank risk concept
It’s showtime for social media for banks. The numbers are staggering and bank involvement is growing. A key piece of advice from the experienced: People engage in social media to address a fundamental human need—to matter. So be genuine and talk to people online.

6 ways to sharpen social media skills

Social’s here to stay. Fitting it into your bank’s strategy requires a measured approach
Do you still not use the “UBPR”?

Do you still not use the “UBPR”?

Don’t miss the most trusted source of bank performance information
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WEBINAR:
Your Deposits Are Going Digital

Thursday, October 8, 2026 1:00 pm – 2:00 pm ET

What community and regional banks need to understand about tokenized deposits, stablecoins, and the regulatory framework taking shape right now.

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SPEAKER

Dana Weinstein
Dana Weinstein,
Head of Product at Tesser

Dana Weinstein is Head of Product at Tesser, bringing eight years of experience building payments products across US domestic and cross-border rails.

She launched Visa Direct Payouts, architecting a payout capability that now reaches 11 billion endpoints across cards, accounts, and digital wallets...