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HELOCs: Will weather be better than the forecast?

HELOCs: Will weather be better than the forecast?

New TransUnion study adds perspective on “end of draw” issue—plus update from OCC
Immune from taper?

Immune from taper?

SNL Report: Mortgages seem to exist in a bubble
Bulge remains in mortgage market

Bulge remains in mortgage market

Overall delinquency continues fall, older debt still factor
Countdown to Aug. 2015 for RESPA/TILA

Countdown to Aug. 2015 for RESPA/TILA

What banks must get to know before “launch”
“Does anybody actually read this stuff?”

“Does anybody actually read this stuff?”

Three decades later, key question re disclosures hasn’t changed
Reg and risk burdens up year over year

Reg and risk burdens up year over year

New mortgage rules, IT risk, fair lending pose increased pressures
CFPB sends, gets messages at ABA Summit

CFPB sends, gets messages at ABA Summit

ABA’s Plagge warns against killing credit
New law washes away some Biggert-Waters damage

New law washes away some Biggert-Waters damage

Some relief for homeowners, and more work for bankers
ATR/QM compliance: Document, document, document!

ATR/QM compliance: Document, document, document!

Good news is, better process helps in many compliance areas
Surviving new mortgage rules’ Year 1

Surviving new mortgage rules’ Year 1

Tip #1: Do what Compliance told you
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