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US Mortgage Rates Hit Three-Year High as Borrowing Costs Rise

US Mortgage Rates Hit Three-Year High as Borrowing Costs Rise

Thirty-year fixed mortgage rate climbs to 7.40% amid inflation concerns and higher Treasury yields
Interest Rates Rise and Loan Demands Fall as 2025 Closes

Interest Rates Rise and Loan Demands Fall as 2025 Closes

30-year fixed-rate conforming mortgage increased to 6.38% this week
An Innovative Solution for FI Mortgage Portfolios

An Innovative Solution for FI Mortgage Portfolios

Banking Exchange sits down with Executives from Takara
The Mortgage of Tomorrow: Instant, Intelligent, Autonomous

The Mortgage of Tomorrow: Instant, Intelligent, Autonomous

For mortgages, AI will transform the complex and document-laden legacy mortgage process
Crypto Holdings Could Be Considered in Mortgage Applications

Crypto Holdings Could Be Considered in Mortgage Applications

Fannie Mae and Freddie Mac instructed to develop a proposal to use crypto as a reserve asset in loan risk assessments
Mortgage Rates Impacting Home Sales

Mortgage Rates Impacting Home Sales

Mortgage rates moved demonstrably higher last week
Cash-Out Mortgage Refinance Borrowers use money to pay off debts

Cash-Out Mortgage Refinance Borrowers use money to pay off debts

Cash-out borrowers used money to pay down credit card debt and auto loans
Lending Market Set to Open Up Even Before 0.5% Interest Rate Cut

Lending Market Set to Open Up Even Before 0.5% Interest Rate Cut

Fixed-rate mortgages moved even lower this week
Real Estate Market Showing Hopeful Signs for Lenders

Real Estate Market Showing Hopeful Signs for Lenders

Industry has reason for optimism with previously owned homes rising by 1.3% in July
FHA Permanently Removes Face-to-Face Meeting Requirement for Defaulted Borrowers

FHA Permanently Removes Face-to-Face Meeting Requirement for Defaulted Borrowers

Making permanent a key Covid-era change
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