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New Year, New Leaders: Appointments Update

New Year, New Leaders: Appointments Update

CEO appointments for BCB and BayFirst, plus a new credit chief at Western Alliance
CFPB Says Customers ‘Surprised’ By Bank Fees

CFPB Says Customers ‘Surprised’ By Bank Fees

In response, the ABA highlights that fees are being eliminated and most customers are satisfied with their bank
Three ways generative AI will empower banking employees — not replace them

Three ways generative AI will empower banking employees — not replace them

Generative AI is a way to add more efficient access to knowledge and data that can help employees
Interest Rates Start 2024 at Seven-Month Low for U.S. Home Loans

Interest Rates Start 2024 at Seven-Month Low for U.S. Home Loans

Interest rates on 30-year fixed rates approaching 6.5%
Projections for Lower Interest Rates Will Impact Banking Decisions in 2024

Projections for Lower Interest Rates Will Impact Banking Decisions in 2024

Analysts believe that inflation may fall even quicker than expected
Markets Reach All Time Highs, Treasury Yields Drop

Markets Reach All Time Highs, Treasury Yields Drop

The United States stock market will finish its seventh straight week this week in positive territory
Bank Customers Nervous About Growing Use of AI

Bank Customers Nervous About Growing Use of AI

Survey finds consumers have clear views about how AI should be implemented
ICBA "Concerned” Over Revised CDFI Certification Application

ICBA "Concerned” Over Revised CDFI Certification Application

Other banking industry organizations applauded the Treasury Department for working with the industry on revisions
OCC Report Identifies Key Risks Facing Federal Banking System

OCC Report Identifies Key Risks Facing Federal Banking System

The regulator also published guidance on ‘Buy Now, Pay Later’ lending
Credit Card Satisfaction Among Small Businesses Higher Than Pre-Pandemic

Credit Card Satisfaction Among Small Businesses Higher Than Pre-Pandemic

The new survey found small businesses are spending an average of $13,000 per month on their credit cards
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