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Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Fintech: Wave of opportunity? Or tsunami of chaos?

Bank-startup collaboration seen likely to keep all parties high and dry
"There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. Each week in his blog he strives to fix that.

When talent isn’t part of hiring decision

Morgan’s travails illustrate dangers of mutual back scratching
With a nod to pop music, veteran John Byrne’s blog scans the anti-laundering and anti-terrorism world. John pierces silliness and inconsistency, and strongly believes in private-public partnership.

"Ten Years After"*

FATF review: Banks doing good job but regulatory gaps remain
At the end of the day, Jeff Gerrish reminds community bankers, this is what you are supposed to do for shareholders.

Time to return to banking basics

What could be more exciting than higher profits?
Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan Fisher’s personal mission.

Cybersecurity, New York State, and you!

Paranoia can be a healthy state of mind
This article was adapted with permission of the publisher, Wiley, from Bankruption: How Community Banking Can Survive Fintech, by John Waupsh. Copyright 2016 by John Waupsh. All rights reserved. This book is available at all booksellers. In the near future Banking Exchange will present a review of the book by a veteran community banker.

Avoiding damage by disruption

Book Talk: Community banks must find relevance amid industry noise
William Mougayar, author of The Business Blockchain and an active investor and advisor in cryptotechnology, looks at the implications of the growing blockchain evolution.

Why are we still using checks?

Blockchain could play large role in revised payments schemes
"Social media" can be everything from a tweet to an old-fashioned conversation when your bank tags onto a current event to make a customer connection.

It’s time to engage your market

News-driven customer engagement and bank marketing
From the “Examiner from Hell” to “The director time forgot,” attorney-consultant Jeff Gerrish knows community bankers’ challenges, and provides practical advice and awareness.

How do you slice up capital?

Allocating capital represents key board duty
"There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. Each week in his blog he strives to fix that.

Election’s over, but economy lingers

While D.C. sorts itself out, how is your loan portfolio looking?
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Dana Weinstein,
Head of Product at Tesser

Dana Weinstein is Head of Product at Tesser, bringing eight years of experience building payments products across US domestic and cross-border rails.

She launched Visa Direct Payouts, architecting a payout capability that now reaches 11 billion endpoints across cards, accounts, and digital wallets...