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“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. He aims to fix that.

Ethics of the “last mile” of bank service

In the event, does your bank deliver?
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Never too early to predict fintech future

Payments, AI, blockchain, and more poised for quick advances
With a nod to pop music, veteran John Byrne’s blog scans the anti-laundering and anti-terrorism world. John pierces silliness and inconsistency, and strongly believes in private-public partnership

“The Way It Is”*

AML community in these turbulent times can assist and change
What matters more to people today? Community connection or continuous connectivity? Next Voices blogger Kelsey Neisen examines the evidence.

Is community commitment enough?

You’ve got to walk the talk—and show it. But without modern tech …
Pricing and fee income prove to be a complicated three-dimensional puzzle, but Prairie Economist Mike Moebs has some solutions to the cube.

What’s happening to fee income?

Nothing happens in a vacuum. Relationship pricing and stashing cash change revenue mix
Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan Fisher’s personal mission.

You can’t disappear anymore

From smart phones to interstate highways, you are being watched
The roles of the board, top management, and the exam and supervisory teams all come in for review in a new proposal from the Federal Reserve Board.

Examining Fed’s proposed guidance for bank boards

All banks, all sizes should be reviewing new missive
“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. He aims to fix that.

Discrimination, lending, and banking’s talent shortage

Google’s diversity issue prompts some fresh thinking
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

New tech terms to make you scratch your head

Example: "Steganography" has nothing to do with stegosauruses, but it could still trample your cyber defenses
Don’t ditch your holding company

Don’t ditch your holding company

Just because a couple of big banks cut the ties doesn’t mean you should
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