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Tokenization

Community banks can't ignore the immediate, and longer-term implications, of P2P payments as Zelle goes live.

Zelle and future of payments for community banks

A banker’s take on the accelerating availability of P2P payments
Part missionary, part venture capitalist, former journalist works to improve everyday Americans' financial health.

Should banks be financial physicians?

CFSI’s Jennifer Tescher thinks so. That’s how she approaches her advocacy group’s own work
Upside: Profiting From the Profound Demographic Shifts Ahead. By Kenneth Gronback with M.J. Moye. AMACOM. 276 pp.

Handling generational shifts

Book Review: Guide to smarter demographic analysis leaves reader with questions
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Preparing for AI and IoT’s coming collision

As artificial intelligence and internet of things near convergence, will be bumpy ride
A new generation will take financial services into the future. In the new blog "Next Voices" a rotating group of bloggers of the younger generation will share what they are learning, thinking about, and doing. Proposals from guest bloggers are also invited. Please email scocheo@sbpub.com

What’s wrong about millennial credit scores

Credit education, critical to financially “growing up,” is ignored. But scoring itself needs fixing
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

What to do with herd of supermarket branches?

Future of Guaranty's 107 in-store branches uncertain, but one bank could bite
Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan Fisher’s personal mission.

What does “being online” really mean?

Living in “alternate internet universe” is not luxury that community banks have
Consumers may feel dogged by credit card debt, but a new study by TransUnion indicates that distressed consumers will pay off another kind of debt ahead of credit cards.

Credit mystery has experts pondering

Why do consumers seem to want to pay off loans with fewest strings?
Tech issues have become mainstream issues for bank investors, so leaders cover them in some depth in annual messages.

Bank chiefs talk tech to investors

Customer satisfaction remains main goal of technological disruption
Express Banking welcomes new customers into Fifth Third with a real banking relationship.

Fifth Third’s low-cost winner

Serving unbanked and underbanked people is express purpose of Express Banking
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