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Tokenization

Weapons Of Math Destruction: How Big Data Increases Inequality And Threatens Democracy. By Cathy O’Neil. Crown Publishing Group, 262pp.

Good risk models or “weapons of math destruction”?

Book Review: Finding the line between Big Data’s dark and light sides
Signing mandatory arbitration agreements would become a barred practice under a new CFPB rule. Opponents are calling on Congress to overturn the controversial new rule.

Arbitration rule draws brickbats and likes

Long time coming, CFPB rule to affect new consumer contracts but not existing ones
Weekend Think is where Banking Exchange contributors present viewpoint and analytical articles designed to stimulate bankers' consideration of the present and the future. This week's author Brett King was dubbed "King of the Disruptors" in our inaugural issue. For alerts to "Weekend Think" postings, follow BE on Twitter and LinkedIn.

If traditional products are going, what’s next?

"Long live experiences!" says disrupter Brett King
The U.K. is a hotbed of fintech these days, but that's not to say that all consumers there are falling over themselves to be tucked in.

Open banking no fave in U.K.

Consumer research there indicates many don’t trust fintechs
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

BofA tops 2017 mobile app ranking

Holding low-cost deposits may be helped by good mobile banking experience, says S&P Global Market Intelligence analysis
APIs may be banks' opportunity to cash in, says a new report by Capgemini and Efma.

How APIs will change retail banking

New study sets out models for collaboration between banks and fintech
What can banks do to ensure they can serve the next generation? A new generation will take financial services into the future. In the new blog "Next Voices" a rotating group of bloggers of the younger generation will share what they are learning, thinking about, and doing. Proposals from guest bloggers are also invited. Please email scocheo@sbpub.com

6 steps to take away from extinction

Some common sense ways banks can meet modern customers’ needs
What if bank apps worked more like Fitbits and Apple Watches?

Time for a "banker on your wrist"?

Money is too important to be boring
Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan Fisher’s personal mission.

Can your bank play today’s game?

How a retailer showed there’s life in “live”—if you’re nimble
Do digital plays work the same way around the world?

Money, pengar, geld

Digital banker trades ideas with veterans and newbies in European financial capitals
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