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Payments

With debit usage moving ahead, will cash go away? How does this affect the competitive picture?

Is cash on the road to extinction?

Debit cards have overtaken cash as most-common method of payment
Payment flexibility and financial control are the appeals of new American Express plans.

Amex offers credit card users new ways to pay

“Pay it Plan it” permits pay as you charge or installment plans
What's the skinny on the end of fat physical wallets?

Are our wallets about to get thinner?

Remedy for “Costanza syndrome” could finally become reality
The Federal Reserve's task force proposed a faster payments system driven primarily by the marketplace.

Faster U.S. payments by 2020?

Task force sets goal. But still needed is framework for collaboration and much more
Like any long-haul race, the payments game has to be run with some sense of strategy. Some leading players discuss the challenges in setting one.

Payments future has hurdles and benefits

Real-time payment tops the list, but future demands careful and complex decision making
Weekend Think is where Banking Exchange contributors present viewpoint and analytical articles designed to stimulate bankers' consideration of the present and the future. This week's author Brett King was dubbed "King of the Disruptors" in our inaugural issue. For alerts to "Weekend Think" postings, follow BE on Twitter and LinkedIn.

If traditional products are going, what’s next?

"Long live experiences!" says disrupter Brett King
Seeking new opportunities in integrated payables

Seeking new opportunities in integrated payables

This as-yet underserved demand has increasingly affordable supply sources, through bank-fintech partnerships
Community banks can't ignore the immediate, and longer-term implications, of P2P payments as Zelle goes live.

Zelle and future of payments for community banks

A banker’s take on the accelerating availability of P2P payments
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Ways to pay keep on coming

Wave, swipe, or punch a button—all sorts of new mechanisms
Beware mobile malware

Beware mobile malware

Smartphones dominate all our lives—and the bad guys know it
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