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Fair Lending - Banking Exchange
Senators Reintroduce ‘Non-Discriminatory’ Bank Ruling

Senators Reintroduce ‘Non-Discriminatory’ Bank Ruling

Republican lawmakers want to stop banks with social screens for clients from getting government contracts
Bank of America, Wells Fargo Hit Minority Investment Targets

Bank of America, Wells Fargo Hit Minority Investment Targets

The banking giants have fulfilled pledges made last year to boost investment in minority-owned banks and businesses
Addressing the Unbanked: ABA Hails ‘Bank On’ Success

Addressing the Unbanked: ABA Hails ‘Bank On’ Success

The initiative has proven successful in addressing the needs of the US’s unbanked population
Business Lending Volume Is Low Even While Economists Are Optimistic and Consumer Spending Is High

Business Lending Volume Is Low Even While Economists Are Optimistic and Consumer Spending Is High

Federal Reserve data noted the lack of demand for small business loans even while noting that consumer demand is on the increase
Blue Ridge Bank Launches PPP Platform for Self-Employed

Blue Ridge Bank Launches PPP Platform for Self-Employed

Platform will help gig workers and contractors access government Covid-19 support
Democrats Push to Reverse OCC’s ‘True Lender’ Rule

Democrats Push to Reverse OCC’s ‘True Lender’ Rule

The OCC introduced rules last year to ‘clarify’ which entities were responsible for loans
US Banks Resilient Despite Pandemic

US Banks Resilient Despite Pandemic

Research from the Federal Reserve noted profitability and capital positions improved in H2 2020
Who Are the Winners from the Digital Banking Transition?

Who Are the Winners from the Digital Banking Transition?

Ratings agency KBRA has laid out how the digital transition is levelling the playing field for small banks
Balance sheet lending slows at US banks

Balance sheet lending slows at US banks

Q4 earning reports show major banks have cut loans to small businesses, focusing instead on strengthening their own capital position
Prepare for Second Round of EIPs, Banks Told

Prepare for Second Round of EIPs, Banks Told

The ABA has urged banks to prepare as a fresh round of economic stimulus payments is rolled out
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