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Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan Fisher’s personal mission.

Convergence!

It’s all coming together! Hooray! (I think)
"Exit stage left" can sometimes be the best lasting contribution a troublesome director can make to the bank. Jeff Gerrish discusses key points to ponder before urging such board members toward the door.

Big broom in the boardroom

Sweeping out the “meh,” the obnoxious, and the useless from your board
OCC fires back at Senate critics

OCC fires back at Senate critics

Letter details steps taken internally in wake of Wells Fargo sales scandal
A new generation will take financial services into the future. In the "Next Voices" blog a rotating group of bloggers of the younger generation will share what they are learning and doing. Proposals from guest bloggers are also invited. Please email scocheo@sbpub.com

Will Gen Z bank with you?

Millennials are old news. Gen Z is the new future
As part of re-setting how the Consumer Financial Protection Bureau operates, Acting Director Mick Mulvaney has started putting out requests for input on specific areas of bureau operations.

Bureau seeks input on investigative demands

Announcement hits same day WSJ publishes “pushed its last envelope” op-ed
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

Mutual conversions celebrate their three-year anniversaries

Often M&A comes with the cake
What can bankers learn from a bookstore run by Amazon, the online disrupter of the traditional book business?

Checking out an Amazon Bookstore

“Browsing” has a different meaning here
One thing about tulip bulbs, compared to Bitcoin: At least you can usually count on a pretty outcome.

Goldman Sachs says Bitcoin out-bubbles tulips

Current incarnation of cryptocurrencies not lasting value, firm says
When open banking comes to the U.S. it might unleash a period of heavy competition, suggests Alan McIntyre of Accenture. In the meantime, he says, U.S. bankers' eyes are on Europe.

Open banking may blur bank/retailer line

U.S. banks might pursue melding as competitive edge against other banks
Checks may be “old school,” but for corporate receivables, they're easier to deal with than matching an incoming ACH with an e-mailed remittance.

Banks must speed b2b pay integration

Reports note disconnect between corporates and banks over use of “integrated receivables”
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