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Biden Administration Targets Banks and Credit Cards

Biden Administration Targets Banks and Credit Cards

The retail banking industry went on high alert last week as President Joe Biden highlighted a new rule on credit card late fees
Fraudsters are Targeting Younger Consumers

Fraudsters are Targeting Younger Consumers

TD Bank report found that nearly a third of young consumers have fallen victim to financial fraud
ABA Urges FCC To Crackdown on Spam Texts

ABA Urges FCC To Crackdown on Spam Texts

Texts impersonating banks caused victims to lose $800 per scam in 2023
Two-thirds of Americans Have Decreased Spending

Two-thirds of Americans Have Decreased Spending

Teenagers are also more likely to experience financial concerns and lie about their financial situation
Bank Customers Express Distrust in AI

Bank Customers Express Distrust in AI

Report finds 17% of customers think AI will make their lives worse
Balancing Act: Ensuring ECOA Adverse Action Compliance in the Age of AI Algorithms for Credit Decision-Making

Balancing Act: Ensuring ECOA Adverse Action Compliance in the Age of AI Algorithms for Credit Decision-Making

Artificial intelligence (AI) and complex algorithms have become integral in credit decision-making processes
The Value of Embracing AI in Payments

The Value of Embracing AI in Payments

Recent developments in the technology are seeing a growth in investment in AI
Tackling the Affordability Challenge with a Data-Driven Approach

Tackling the Affordability Challenge with a Data-Driven Approach

A more holistic view benefiting both lenders and borrowers
FHA Introduces Payment Supplement

FHA Introduces Payment Supplement

The new loss mitigation home retention option will help those falling behind on mortgage payments
Banks Must Improve Digital Offerings to Meet Customers’ Expectations

Banks Must Improve Digital Offerings to Meet Customers’ Expectations

More than 60% of middle-market companies class themselves as “digitally native”
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