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The collaboration between USBC, Uphold, and Vast Bank provides global access to US dollar deposit accounts
“Skinny master accounts” enable smaller non-banks to access the Fed’s payment rails directly
The initiative lets banks settle payments with tokenised deposits and stablecoins
Expected to deliver RoTE (Return on Tangible Equity) of greater than 11%
CFPB's reversal of its own Section 1033 open banking rule has created regulatory uncertainty
For mortgages, AI will transform the complex and document-laden legacy mortgage process
The organization aims to accelerate growth in emerging digital products
The emerging tech-focused bank received approval to operate from the OCC
“When you see one cockroach, there are probably more.”
Bank of America is expected to join JPMorgan Chase and Wells Fargo in reporting impressive earnings
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From Instant Payments to Stablecoins:
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Just when many financial institutions are getting comfortable with instant payments, a new question is emerging: What happens when money itself becomes programmable? For financial institutions, the challenge is not deciding between instant payments and stablecoins. It's understanding how today's modernization decisions will determine the ability to compete tomorrow.

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