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ICBA "Concerned” Over Revised CDFI Certification Application

ICBA "Concerned” Over Revised CDFI Certification Application

Other banking industry organizations applauded the Treasury Department for working with the industry on revisions
OCC Report Identifies Key Risks Facing Federal Banking System

OCC Report Identifies Key Risks Facing Federal Banking System

The regulator also published guidance on ‘Buy Now, Pay Later’ lending
Credit Card Satisfaction Among Small Businesses Higher Than Pre-Pandemic

Credit Card Satisfaction Among Small Businesses Higher Than Pre-Pandemic

The new survey found small businesses are spending an average of $13,000 per month on their credit cards
Atlantic Union Bank Fined $6.2 Million for Illegal Overdraft Fee Harvesting

Atlantic Union Bank Fined $6.2 Million for Illegal Overdraft Fee Harvesting

The bank said it “respectfully disagrees” with the decision
Third-Party Risk Management “Essential” As More Banks Partner with FinTechs

Third-Party Risk Management “Essential” As More Banks Partner with FinTechs

The OCC’s acting deputy comptroller for the Office of Financial Technology discussed agency supervision of banks’ use of financial technologies
M&A: First Western Announces Purchase of State Bank of Lismore

M&A: First Western Announces Purchase of State Bank of Lismore

Plus: WaFd and Luther Burbank have extended the deadline to complete their merger
Majority of Americans Reliant on Credit Card Rewards During Holidays

Majority of Americans Reliant on Credit Card Rewards During Holidays

Electronic Payments Coalition survey found that most Americans currently have a credit card with a rewards program
Congress Votes to Scrap CFPB Small Business Lending Data Rule

Congress Votes to Scrap CFPB Small Business Lending Data Rule

The ABA and ICBA have praised Congress’ decision to nullify the rule
FDIC “Missed Opportunities” in First Republic Bank Supervision

FDIC “Missed Opportunities” in First Republic Bank Supervision

Report from the FDIC’s Office of the Inspector General found the agency should have taken earlier action
BoA Pays $12M Fine for Mortgage Data Misreporting

BoA Pays $12M Fine for Mortgage Data Misreporting

The CFPB has levied the fine for failing to collect information on some mortgage applications
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