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Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Ways to pay keep on coming

Wave, swipe, or punch a button—all sorts of new mechanisms
Did you ever own a Walkman? In the space of not very many years, technology in general and financial technology in particular have taken huge leaps. To set the context for a look at today's leading technologies and a risk-focused way of looking at the future, Wolters Kluwer's Tom Grundy takes you on a tech-oriented walk through recent decades.

Fintech rewind, listen, and fast forward

How tech evolution has brought banking and compliance to today’s crossroads
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

Funding costs rising

Banks should not take low deposit costs for granted
Jeff Gerrish shares the latest scuttlebutt from the community banking field.

Report from community banking’s trenches

From the “Trump effect” to their most recent exams to the M&A picture, optimism reigns
Smart contracts have enormous appeal. But could this blockchain application cut banks out of the loop?

Beware smart contracts’ dark side (for banks)

Disintermediation looms in this developing technology
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

How rate hikes impact mergers

Funding mix of recent sellers trends toward noncore deposits
Growth and improvement in blockchain technology's development will hinge on learning from mistakes and bad turns, as well as experience in general.

Blockchain needs more failures to grow and mature

Evolution depends on enduring some hard lessons
Technology and compliance aren't strangers by any means, but new forms inspired by fintech may lessen the need to keep adding compliance staff to keep up.

Regtech to the rescue?

Regtech Report: Look past the "wow," and see hope for compliance overload
While some aspects of compliance don't lend themselves to complete automation, increasingly technology will be able to help with those tasks that only need human oversight.

What about “squishy” compliance?

Regtech Report: How regtech can tackle matters that aren't always completely quantifiable
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

Can’t keep CRE down

Regulatory scrutiny prompting some M&A but not slowing commercial real estate loan growth
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