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Payments

Are Credit Cards an Obstacle in Managing Finances?

Are Credit Cards an Obstacle in Managing Finances?

A study has found that many Americans are looking for alternative payment options to traditional credit
How Real-Time Payments Data Gives Banks a Competitive Edge & a Bottom Line Boost

How Real-Time Payments Data Gives Banks a Competitive Edge & a Bottom Line Boost

One of the most fundamental and historic questions in commerce is, “When will the money arrive?”
FedNow Firsts: Alacriti Hails Payment System Debuts

FedNow Firsts: Alacriti Hails Payment System Debuts

The first banks and credit unions have utilized the Federal Reserve’s new instant payments system
Federal Reserve Launches FedNow Instant Payment System

Federal Reserve Launches FedNow Instant Payment System

35 banks and credit unions have already adopted the system, including JPMorgan Chase
Study Demonstrates Feasibility of a Regulated Digital Asset Settlement Platform

Study Demonstrates Feasibility of a Regulated Digital Asset Settlement Platform

A global, near-real time, 24/7, dollar payment system could be delivered through the Regulated Liability Network (RLN) concept
Lessons from the UK: Upgrading Payment Systems

Lessons from the UK: Upgrading Payment Systems

The Bank of England has implemented a new standard for payments data — and the Fed will be watching closely
Banks to Spend Big on Tech to Fight Fraud, Study Finds

Banks to Spend Big on Tech to Fight Fraud, Study Finds

Fintech study warns of APP fraud increase as banks and credit unions focus on security
FedNow: Lessons from Brazil’s Pix

FedNow: Lessons from Brazil’s Pix

With the US’s instant payments system on the near horizon, a new report explores a similar system in Brazil
Pandemic Payment Trends Continuing, Fed Finds

Pandemic Payment Trends Continuing, Fed Finds

Fewer cash payments and more use of cards is the broad trend — and there’s little evidence that mobile payments are catching on yet
Real-Time Payment Networks Everywhere

Real-Time Payment Networks Everywhere

Which approach is right for your institution?
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