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Online bill pay, gift cards decline; mobile payments up

Online bill pay, gift cards decline; mobile payments up

Customers demand unique value proposition to drive adoptions
Cross-border remittance growth to pick up slowly

Cross-border remittance growth to pick up slowly

Competition, regulations add costs to money transfer organizations
New FBI malware information-sharing system coming

New FBI malware information-sharing system coming

System to share information at machine-to-machine speed
Mobile payments will exceed half a trillion dollars worldwide

Mobile payments will exceed half a trillion dollars worldwide

Contactless payment growth has been slow, however
Credit/debit card fraud increased in 2013

Credit/debit card fraud increased in 2013

Criminals increasingly sophisticated despite added security protection
Expert answers questions about the Heartbleed bug

Expert answers questions about the Heartbleed bug

Software loophole makes many systems vulnerable
Fed: Mobile banking, payments gained in 2013

Fed: Mobile banking, payments gained in 2013

Remote capture makes big gains; significant security concerns remain
Prepaid cards starting to surge

Prepaid cards starting to surge

Customers love prepaid cards; merchants love prepaid cards—banks?
Time to charge?

Time to charge?

Long-simmering question of whether or not to charge for e-payments heats up
Opt-in program to reduce online bill payment exceptions

Opt-in program to reduce online bill payment exceptions

NACHA hopes to improve reliability while cutting costs
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