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Bank tech trends can make your head spin. So each week longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

PayPal rising

Payments battle heats up as major competitor moves further into bank turf
Same-day ACH seen as boon to smaller banks

Same-day ACH seen as boon to smaller banks

NACHA interviews the Bank of Hemet, Calif.
CFPB details view on fast-payment systems

CFPB details view on fast-payment systems

Emphasis on security, transparency, accessibility, affordability
Chasm between online security attitudes and actions

Chasm between online security attitudes and actions

Wide recognition of risk, but little personal follow through
Mobile banking meets mobile shopping

Mobile banking meets mobile shopping

Is that good? It could be huge, says Jack Henry strategist
Payments exposure hits warp speed

Payments exposure hits warp speed

Fed’s Powell outlines four focuses
Biometrics gaining in financial services

Biometrics gaining in financial services

Teamwork needed to provide consistency
EMV demands better customer prep

EMV demands better customer prep

Banks must educate them regarding benefits
Taking risks for convenience

Taking risks for convenience

Would you pay a bill via smart-TV?
Reloadable prepaid card use rising

Reloadable prepaid card use rising

“Unbanked” using like checking accounts, says Pew report
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