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Payments

No more getting carded at the ATM

No more getting carded at the ATM

Bank of America eliminates the need for its debit customers to carry plastic
Bitcoin is a cryptocurrency without a country. Is the world ready for sovereign digital money? Experts discussed concepts and possibilities at Consensus 2016 conference.

Like blockchain? Will you love “Fedcoin”?

Just a theory now, but someday governments might issue digital currencies themselves
Mobile banking can pose numerous risks to banks offering it to customers, according to new, ulcer-inducing advisory from federal banking regulators.

Watch out for mobile money risks

New Exam Council guidance gives reason for caution
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Something new in payments: Speed

Transaction settlement delays are soooo yesterday
SNL Financial, part of S&P Global Market Intelligence, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the subscriber side of SNL Financial's website.

Banks most reliant on interchange fees

Looking at Durbin amendment’s effect as fifth anniversary of rule nears
Visa and MasterCard have introduced software upgrades to hasten sometimes-slow EMV chip card transactions. See video links at end of this article.

MasterCard, Visa seek to speed EMV transactions

Moves would allow consumers to dip to pay with chip cards
Synchrony Bank's Marvel affinity cards are just one part of a marketing tie-in program between the card issuer and the comics company.

Marveling over banking experiences

Captain America & company really save America—well, help America save
Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan “The Wombat” Fisher’s personal mission.

Bad BIN setup can cost you millions…

Take some time to weigh how your plastic card issuance is structured
Six months into the EMV age, many retailers haven't moved an inch.

Retailers lag in accepting chip cards

Customers, too, seen indifferent to EMV protection
Snailpace@real-time.com?

[email protected]?

Competition, fraud, consumer demand all impact U.S. real-time payments
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