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When systems go blooey, CFPB believes that can be a legal offense.

"Rush" to judgment?

Can tech breakdown be abusive and deceptive? CFPB says so
Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan Fisher’s personal mission.

“This is your debit card wake-up call!”

It’s not your imagination. You are making less money
Three scenarios seen recently mark the beginning of fraud trends institutions participating in same day ACH must be alert for.

Changing dynamics of ACH fraud

Three scenarios provide taste of the risks brought by Same Day ACH
New research from TransUnion probes the future for consumer credit.

Delinquencies to rise for auto loans, credit cards

Higher rates, more subprime borrowing to drive 2017 increase
They may have a ticket to ride, but how they pay for it is still frequently cash. A new study from ACI Wordwide suggests transportation providers must make the switch worth passengers' effort to change.

Riders slowly getting onboard new payments

Cash still preferred by transit customers, but new methods have potential
Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan Fisher’s personal mission.

Signature Preferred not available here!

Some processors take away choice—and bank income. The Wombat takes issue
New research from TransUnion separates facts versus fiction of fintech lending.

How do marketplace loans perform?

Fintech lenders’ practices evolve, nearing bank-level results
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

PayPal in the cross-hairs

Big banks take on disruptor’s market share in mobile payments
There’s more to EMV card delays than slow connections and other technical matters, suggests Underwriters Laborartories research.

That chip-card wait may not be so bad

EMV transaction times can vary widely—depending on circumstances
Blizzard of private label plastic forecast

Blizzard of private label plastic forecast

Holiday retail card account openings to drive 2017 post-holiday debt levels
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