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Payments

In an age when the emphasis is on agility, Aite estimates that at least half of banks still service small business customers from consumer banking platforms.

Big potential in small business ACH

Study points to need for banks to upgrade capabilities
The meaning of "pay by phone" has changed significantly in a couple of decades.

Brother, can you spare your app?

Retailer-branded mobile wallets like Starbucks’ may be payments wakeup
11 questions about RTP

11 questions about RTP

New Real Time Payment system is operational. Here are some details
Editor & Publisher William Streeter brings his longtime magazine column favorite, "Like It Or Not," to our blog lineup. Read Bill's periodic looks at what's going on in American finance.

Fintech comes to the laundry room

A little digital-pay sideline says a lot about banking’s future
Sometimes taking money out can actually result in savings.

One small voice for cash in digital world

Volunteer program seeks to boost cash withdrawals as budgeting tool
Fed names new payments security strategy leader

Fed names new payments security strategy leader

Boston Fed’s Montgomery to head anti-fraud effort
Who stands behind these currencies? Federal Reserve Vice-Chair Randal Quarles made a comparison in addressing the immediate future of digital currency in the U.S.

Quarles urges caution on digital currency

How would virtual money behave in stressful times? he asks
Wherever they shop, Americans go with ready credit. Will they stick to their budgets or fall into spending traps?

Black Friday: Ready, set, charge!

Record number of credit-equipped consumers hit prime buying season. What are traps?
"No matter where you go, there you are?" Banks can't be quite so flip about things when it comes to where someone's payment device is.

U.S. Bank expands card geolocation use

After initial rollout, No. 5 bank expands service to more credit/debit cardholders
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

“I like my app” say 6 in 10

Branchless bank users less likely to jump ship for a better app
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