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Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Payments tech goes berserk

Prepaid cards; P2P; mobile wallets; social media; voice-activated buying; virtual reality—can anybody spare a dime?
Rethinking “know” in “Know Your Customer”

Rethinking “know” in “Know Your Customer”

State of the art isn’t artful enough for payments merchant service providers
Fed: Blockchain adoption hinges on four factors

Fed: Blockchain adoption hinges on four factors

Governor Powell summarizes key issues, and speaks to faster payments and government cybercurrency
Most people who sell in online marketplaces have a key point in common: "Show me the money!"

Gigs: It’s all about getting paid

Ecommerce entrepreneurs will pick—and will leave—platforms based on speed and fees
Three scenarios seen recently mark the beginning of fraud trends institutions participating in same day ACH must be alert for.

Changing dynamics of ACH fraud

Three scenarios provide taste of the risks brought by Same Day ACH
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

PayPal in the cross-hairs

Big banks take on disruptor’s market share in mobile payments
A Netflix payments professional describes the entertainment giant's payments efforts. Banking Exchange invites other payments professionals to propose articles about "payments at work." Email proposals to scocheo@sbpub.com

Payments @ Netflix

How huge international merchant processes consumer transactions
CapGemini study advises that banks try out the technology as they can, but also put aside hype and use it for applications that really make sense.

Smart contracts in your future?

Blockchain application holds promise for banks of all sizes
Sept. 23 marks the beginning of a new era for U.S. payments.

Same-day ACH starts next step toward faster payments

Settlements to cycle three times a day, vs. overnight
Heading off potential ACH fraud

Heading off potential ACH fraud

Impending same-day ACH rollout raises stakes in anti-fraud effort
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Dana Weinstein,
Head of Product at Tesser

Dana Weinstein is Head of Product at Tesser, bringing eight years of experience building payments products across US domestic and cross-border rails.

She launched Visa Direct Payouts, architecting a payout capability that now reaches 11 billion endpoints across cards, accounts, and digital wallets...