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Durbin amendment pushes bank growth

Durbin amendment pushes bank growth

SNL Report: Is $20 billion the new $10 billion?
Is prepaid/mobile convergence a bank threat?

Is prepaid/mobile convergence a bank threat?

Banks need to step up sooner rather than later
Debit cards resilient after turbulent 2013

Debit cards resilient after turbulent 2013

Usage, fraud protection, EMV, and rewards all gain
Most U.S. credit cards to be EMV-enabled by 2016

Most U.S. credit cards to be EMV-enabled by 2016

41% of debit cards likewise will have embedded chips
Dissatisfaction with response drives many to switch banks

Dissatisfaction with response drives many to switch banks

Dissatisfaction with response drives many to switch banks
Mobile payment readers displacing cash

Mobile payment readers displacing cash

Paper-based payments to drop 10% by 2019
“It’s kind of a BIN deal”

“It’s kind of a BIN deal”

Surprise: You may not own your Bank Identification Number
Nonpayment data gaining as breach objective

Nonpayment data gaining as breach objective

Payment card data still top target overall
Cardholder account controls gaining traction

Cardholder account controls gaining traction

Mobile controls seen as win-win for consumers, banks
Online bill pay, gift cards decline; mobile payments up

Online bill pay, gift cards decline; mobile payments up

Customers demand unique value proposition to drive adoptions
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