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Mortgages - Banking Exchange
Demand for housing loans increase by 16%
New proposal would also reduce paperwork burdens
British bank expected to sell between £3 billion and £4 billion of loans to raise capital
CFPB estimates the proposed rule will result in 22,000 additional mortgage approvals
Impact of CRE exposure on community banks has overshadowed the risk to larger banks
New report found 70% of Americans feel renting could impact their current and long-term finances
Mortgage rates dropped to 7.08% on 30-year fixed-rate mortgages from 7.18%
The regulator found servicers charging illegal junk fees and violating loss mitigation rules
The report could have been worse as some feared even higher inflation reports
Analysts believe that some of the smaller U.S. banks have too much exposure to commercial real estate
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