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Fee Income - Banking Exchange
The ABA and ICBA have criticized plans to limit late fees on credit cards, which the CFPB believes will slash costs to consumers by $9 billion
A topic that has generated questions from a number of financial institutions
Overdraft fees, nonsufficient funds (NSF) fees, and similar fees are under increased regulatory scrutiny
The $182 billion bank has removed the charges for all of its 2.3 million customers
Regions Bank waives fees and offers other relief while American Express donates to the American Red Cross
Spending fell as the economy closed at the end of Q1 2020 and consumers sought to be “diligent” with debts
Investors have shied away from bank stocks despite multiple stress tests showing the sector to be performing well amid the pandemic
Innovators can only give things away for a limited period of time before their funders demand to see profitability
Fed more recently announced that it would hold interest rates steady for the foreseeable future
Survey on trends and issues in business banking also finds majority of business owners prefer online account opening and loan applications for business needs
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Navigating Fraud in the World of Instant Payments:
Strategies for Success

Time/Date: February 28, 2:00-3:00 ET

As payment technology advances, so does the need for effective fraud prevention strategies.

Join experts Mike Cook, VP of Commercialization, Fraud Solutions at Socure, and Mark Majeske, SVP of Faster Payments at Alacriti, in this Banking Exchange hosted webinar on February 28, 2:00-3:00 ET, as they discuss the current and future state of fraud in the instant payments landscape, and share strategies for protecting your business in the face of evolving fraud trends.

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