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This is no time to trot out the same-old same-old CD strategies, says consultant Neil Stanley. You've got to have a Google Age game on.

11 steps toward better CD promotion

Simply running random “CD specials” may undermine results
Odds are, this child knows now what a dog is. For artificial intelligence, the learning process isn't as straightforward, nor as quick.

AI debate: "What's a dog?"

Debate over potential for artificial intelligence centers on how it learns
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

CUs gain auto loans—and delinquencies

Activity continues amid slowdown in sales
Banks have gotten the message: The race is on!

Tech pace picks up

“Fast follower” has new meaning in bank tech. Banks—and vendor partners—increasingly see it’s not business as usual
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Tech terms in brave new world

Today and tomorrow’s human-machine interfaces require new ways to talk about them
Reforming CRA regulation, taking a fresh look at BSA/AML enforcement, getting banks back into small personal loans, and simplifying capital regulations rank high on the agenda of new Comptroller of the Currency Joseph Otting.

A banker takes OCC’s helm

A non-attorney, Joe Otting steps into top national bank regulatory post
Open banking could potentially revise what banking is all about, warns Celent analyst Gareth Lodge.

Why you must track “open banking”

API-powered initiatives will change bank’s business models
Regulators have some legitimate reasons to be concerned about banks' liquidity position, according to Steve Boselli of Darling Consulting Group. One example of what to think about: Is your liquidity stress testing process fresh, or has it grown stale compared to the conditions of today and tomorrow?

Is your liquidity plan ready for 2018?

Conditions are rapidly changing in many markets. Make sure you have a solid plan in place as you attack the New Year
Why don't more innovations actually make it from the innovation lab to the bank's lines of business?

Making innovation centers actually produce it

Joining innovation club means nothing if bank doesn’t build on center’s work
America's going to be shopping for a lot on credit in 2018, and trends appear strong.

Consumer credit to stay strong even as rates rise

Credit usage may cross category lines more frequently
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