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Citigroup yields much of its retail banking revenue from its credit cards and enjoyed double digit gains year over year
Now offering their institutional clients real-time settlements for digital trades without transaction fees
The focus needs to shift to what customers want to buy
The effect of student loans is greater than meets the eye
Almost all of their clients say they hold digital assets already
Innovators can only give things away for a limited period of time before their funders demand to see profitability
For community and regional banks one area that remains largely untapped is commercial lending
Opening checking accounts for customers through Google Pay
Digital strategy to boost margin growth as banks are being squeezed on traditional profits
Disruptive jiu-jitsu—carefully studying the opponent’s disruptive approach, then inserting selected components into your own business model—can help bank CEOs leap ahead of disruptive threats.
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