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Fintech - Banking Exchange
Banking's digital path promises to move rapidly, but the human factor will be a key element of the business for years to come, predicts SunTrust head of consumer digital.

Don’t try so hard to imitate Amazon

SunTrust’s Anoop Warrier discusses the challenge of balancing humans and digital
"I don't know what we will call them, but banks and fintechs will merge into one industry," says KBW's Cannon. "They won't be seen as two separate industries in the future."

How fintech will change bank M&A

Top KBW analyst Fred Cannon sees fintech and banking industries merging
Look carefully before you partner with a fintech, or your bank risks partnering with trouble.

Taking a risk-based approach to innovation partners

Banks must make sure a good idea won’t lead to trouble
In only a few years the Washington discussion has shifted for fintech, though challenges remain as regulators sprint to keep up with technologists.

Fintech players assess post-disruption environment

Leaders from Square, Lending Club, and Citi discuss regulatory balance
Yesterday's disruptive competitor is today's willing partner. How things change.

Is marketplace lending maturing?

Acting Comptroller sees signs that yesterday’s disruptor isn’t quite so rambunctious
AI dominates Microsoft’s latest blitz

AI dominates Microsoft’s latest blitz

Tools for making digital transformation easier underlie multitude of new products and services
CFPB's no-action letter process grants some assurance after bureau review. From the get-go CFPB had indicated there would not be many such letters issued.

CFPB grants first no-action letter

Alternative loan platform Upstart seeks assurance regarding fair-lending compliance

Building better chatbots

It’s not just about the science, experts at Finovate say
Easy financial guidance and tracking right at hand, literally, may make PFE a success where PFM failed.

Will “Personal Financial Experience” catch on?

Looking at financial management “in the moment”
New ideas work even better when someone keeps them working. Pam Kilday, SunTrust's head of operations, talks about the challenges and opportunities of making innovation a long-term proposition.

Innovation’s great. But it’s got to be right

For banks, fintech is a marathon, not a sprint
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