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Fintech - Banking Exchange
Challenger banks enter the ring with something new. But after enough victories, an interesting thing happens to them...

Challenger banks build on niches

Three players rely on specialties to make new brands fly
To serve today's small business, community banks must offer strong digital services. But offering these products doesn't mean a bank has to reinvent the wheel.

Digital currency—and not talking crypto

Community banks that can’t offer current technology miss opportunities
Fintechs and traditional banks frequently have a different concept of where the future of a startup organization lies, said Acting Comptroller of the Currency Keith Noreika.

Regulation meets innovation

Acting Comptroller Noreika talks fintech at Finovate Fall
Millennials have stepped up use of personal loans, paying over time, as they make less use of credit card accounts.

Are you missing consumer credit opportunities?

Millennials borrow differently from past generations, says study
Today, it's all customer experience, all the time. Capital One Bank's Patrick Moore discusses how CFOs and other middle-market officers like leading edge technology from banks.

Capital One does a little reverse disruption

Survey of middle market firms points the way
Chief Innovation Officer Beth Knickerbocker and innovation office staff field many questions about innovation and can help banks and fintech players find answers among OCC subject matter experts.

OCC innovation office builds fintech dialog

Fledgling effort serves as clearinghouse and more in the “fintech ecosystem”
A summer's internship at an Israeli fintech firm gives Next Voices blogger Amrita Vir an immersive look at a hot startup market with different roots and definitions of success.

The “startup nation” tackles fintech

Letter from Tel Aviv explores Middle Eastern rival to Silicon Valley and other tech hubs
Celent analyst Alenka Grealish discusses disruption far beyond the usual retail banking sphere.

Corporate banking's tech transformation

Disruptive forces have business side of the house evolving faster too
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Never too early to predict fintech future

Payments, AI, blockchain, and more poised for quick advances
First of a two-part series: Varo Money hopes to become "Varo Bank, N.A." Even before that, Varo brings a blend of fintech innovation and traditional banking backgound to retail financial services.

Q&A: What Varo Money’s Colin Walsh has in mind

Part 1: Varo’s OCC application puts the fintech mobile banking app squarely on retail banks’ competitive radar—or should
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