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Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Top tech trend for 2017: humans

Exceptional customer experience, coupled with enhanced staff proficiency, seen as keys to success
The Curse of Cash. By Kenneth S. Rogoff. Princeton University Press. 283 pp.

Should we eliminate paper money to fight crime?

Book Review: Weighing author’s suggestion that eliminating bills would make crime more difficult
Overall there's cause for optimism on Main Street, according to new research from Experian and Moody's.

Small business health improving

Political and financial uncertainties add cautious note
Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan Fisher’s personal mission.

The Wombat runs for office

It’s only politics, right?
Mike Moebs, "The Prairie Economist," believes the Truth in Savings Act is one of those banking laws that actually wound up working for everyone.

Marking Truth in Savings’ 25th year

Did TISA get it right?
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

Stocking up on Trump bump

Banks take advantage of Trump’s election, raise common equity
With a very different President coming into office, many bankers are taking a "wait-and-see" attitude on selling. Jeff Gerrish says one client made a major gearshift based on the electrion's results.

Trump era begins with M&A slowdown

Dealmakers hit snooze button in hopes of better tax benefits in 2017
Anatomy Of A Banking Scandal: The Keystone Bank Failure—Harbinger Of The 2008 Financial Crisis. By Robert S. Pasley. Transaction Publishers. 336 pp.

What happened at “the bank with the backhoe”

Book Review: Things went much deeper than the hole hiding the evidence
“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. He aims to fix that.

Let’s make 2017 year of reputation regained

Considering a new “C” of credit—lender character—brings introspection and hope
New research from TransUnion probes the future for consumer credit.

Delinquencies to rise for auto loans, credit cards

Higher rates, more subprime borrowing to drive 2017 increase
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