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Risk Management

The human element may come to play a greater role in nonbank online lending.

Fintech business lenders evolving

Square, Intuit, OnDeck, and Kabbage look ahead
Considering cyber coverage?

Considering cyber coverage?

Exam Council issues joint statement on cyber insurance and its potential risk management role
Facebook’s Mark Zuckerberg testifies before the House Energy & Commerce Committee on April 11. Author Bob Hedges presents a seven-point action plan.

Can “privacy as a service” work for banks?

Facebook’s data privacy debacle means strategic opportunity for banks
The European Union's General Data Protection Regulation impacts not only how U.S. banks handle data involved in European relationships, but also how their vendors do so.

Is your bank ready for GDPR?

U.S. banks face imminent deadline for European data privacy rules
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Cybersecurity turmoil continues

Risk inexorably increases, now targeting Internet of Things as well
“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. He aims to fix that.

What will credit training look like in ten years?

What you do today will produce tomorrow’s credit experts
ALCO Beat articles featured exclusively on bankingexchange.com are written by the asset-liability management experts at Darling Consulting Group.

Drought hits community banks’ deposit farm

Get ready for return of liquidity challenges
Fed research indicates fewer small business loans are being made face to face, with small business credit cards and fintech online business lending gaining share.

Is community bank small business lending eroding?

Fed’s Quarles traces evolution of big bank and fintech competition
Real hotel finance is no game and you don't get $200 for landing on "Go." But for lenders there are side advantages about trends in the business.

Predictive power of hospitality data

What hospitality lending says about business cycle
Metrics—and underlying causes—regarding payments fraud will be the goal of a new Federal Reserve-sponsored study.

Fed launches payment fraud study

Picks Boston Consulting Group to produce research
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