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Steve Cocheo

Banks' range of potential hires grows as the industry's traditional appraoches evolve.

Talent search: Is it time for new hunting grounds?

Think of the skill set, not the job history
Feel like your bank's been spinning its innovation wheels? Recent research suggests some solutions to lack of traction.

Mixing banks, fintech, and “bigtech”

Gaining traction in innovation: Who will run the coming “ecosystems” of seamless service?
More car buyers will be looking into used models as a surge of vehicles comes off three-year leases in 2018.

New auto sales slip in favor of used

Off-lease activity brings value at used prices
Two key advocacy groups in Washington have decided to join forces.

Key trade groups to combine

Financial Services Roundtable and The Clearing House Association get together
H.R. 5266 would put a renamed CFPB under a five-member commission rather than the current single-director setup.

CFPB name, leadership would change under bill

Bureau would become “Financial Product Safety Commission”
Bankers now have a chance to weigh in on their views regarding regulations adopted by the bureau since its establishment. The bureau wants comment on both potential changes and what commenters think should be left as is.

Open season on CFPB rules

Mulvaney’s reexamination of bureau continues with request for input on most regs
The House will not simply OK the Senate's banking bill, which means passage of regulatory reform and more still could stall.

Dodd-Frank revamp passes Senate but nothing certain

White House favors S. 2155 but House wants to get its licks in
New Comptroller Joseph Otting has already brought some new methodologies to his agency's practices and has more such in mind. He's also bringing a banker's perspective to regulation. He says he knows "the pain points."

The Otting Effect

New Comptroller Joseph Otting—a banker—discusses CRA reform, innovation, the regulator’s job, and being a “Trump regulator
Partners Federal, the credit union for employees of The Walt Disney Company, is learning "agility" much as many banks are today.

Shift to “agility” is work, in progress

How Disney CU’s tackling innovation
“Here's that rainy day they told me about, and I laughed at the thought, that it might turn out this way … Funny that rainy day is here.” Sinatra was singing about love, but rainy days also come to our financial lives.

Households progress on emergency funds

Rainy-day savings bears greater importance
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