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Steve Cocheo

While federal banking regulators have resisted regulatory sandboxes, Arizona has stepped ahead of the nation and other states. But there's a significant wrinkle.

Arizona AG digs his sandbox

First state effort explained by top lawyer. California regulator down on sandboxes
Omer Ismail, head of Marcus By Goldman Sachs, right, discusses his young operation's early success and its thirst for fintech talent in a keynote session interview with LendIt Fintech co-founder Peter Renton. For a link to a video of this event, see the end of the article.

Goldman’s Marcus wages talent war

Acquisitions aren’t always about the obvious as online bank grows
What ingredients should your board be baking in? Jeff Gerrish explores tapping debt versus equity and the issue of shareholder dilution.

Is your capital pie large enough?

Capital allocation’s role in enhancing shareholder value begins with quantity
Money has always been an emotional subject, but today many aspects of finance cause consumers significant angst. A recent Cognizant study examines this, as well as potential technological solutions.

Recognizing, dealing with money emotions

People need providers who get the angst of handling “fast” and “slow” finances
Digitalization first? Or core rebuilding?

Digitalization first? Or core rebuilding?

Temenos works with clients adapting to the future
Bank of the West’s John Finley has spent a decade at the organization in customer experience, digital channel, and innovation roles.

Outside/inside innovation for Bank of the West

Launches Finlab for partnerships and plans to get employee suggestions
AxiomGO is the mobile app specifically designed for the underbanked by its namesake bank.

Investing in future via mobile app

Florida’s Axiom Bank pursues underbanked market using digital offering
Fed research indicates fewer small business loans are being made face to face, with small business credit cards and fintech online business lending gaining share.

Is community bank small business lending eroding?

Fed’s Quarles traces evolution of big bank and fintech competition
The federal government should strive to find "the right balance" between holding onto post-crisis rules and peeling away regulations, FDIC Vice-Chairman Thomas Hoenig said in a speech.

Parting shots from FDIC’s Hoenig

Don’t lose prudential regulation in reform wave, he warns
Retiring New York Federal Reserve Bank President William Dudley suggests that top management would tread more carefully if they'd feel part of the pain when their bank stubs a toe—or worse.

Make liability personal, says N.Y. Fed chief

Dudley suggests personal pain would shift behavior
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