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Credit Risk - Banking Exchange
Credit Card or a Debit Card: Which is Safer?

Credit Card or a Debit Card: Which is Safer?

There are definitely pluses and minuses to both the consumer and the banks in terms of safety and credit
What the FSOC’s Annual Report Means for Banks

What the FSOC’s Annual Report Means for Banks

Claimed that post crisis financial reforms have helped temper the risk of another crisis
Learning From The Past: 10 Years Since The Collapse Of Lehman Brothers

Learning From The Past: 10 Years Since The Collapse Of Lehman Brothers

Have we learned our lesson from the 2008 financial crisis? How do we ensure it doesn’t happen again?
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

Small interest in small loans

Banking industry expresses lukewarm enthusiasm for small-dollar lending
There's a world of difference between a performing loan and a loan that is beginning to slip. Often the signs are there to see—when analysts keep their eyes open.

Not all “Passes” created equal

Business loan ratings must reflect early warning thinking
Interest rate risk and credit risk rank highly on OCC's list of factors to watch.

OCC eyes rate risk and more

Agency updates its national bank risk agenda
National banks should get back into smaller consumer installment loans, and can confidently proceed knowing the Comptroller's Office approves of the concept, according to policy document issued this week.

Make small consumer loans, OCC urges

New bulletin meant to send signal of agency acceptance
Careful users of alternative forms of borrowing may prove to be good prospects for traditional installment credit, according to TransUnion.

Alternative loan borrowers may be traditional prospects

Debt management ability found among users of payday and other short-term credit
“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. He aims to fix that.

Where will lending talent grow?

Human element takes time and effort to train
Credit card usage hits all-time high

Credit card usage hits all-time high

Delinquencies up, but overall performance positive
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