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Bank tech trends can make your head spin. So each week longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Are real-time payments already here?

If they aren’t, they soon will be
Kabbage hopes to harvest more bank partnerships

Kabbage hopes to harvest more bank partnerships

Aussie licensing deal, MasterCard arrangement just the beginning
Independence decision means multiple decisions

Independence decision means multiple decisions

More than ever, remaining independent means being proactive
Two Toms, one view?

Two Toms, one view?

Continuing debate over “too big to fail”
M&A breeze picks up in Windy City

M&A breeze picks up in Windy City

Wintrust triple-play could start open-bank M&A tempest in Chicago
Strategic Connections: The New Face Of Networking In A Collaborative World. By Anne Baber, Lynne Waymon, André Alphonso, and Jim Wylde. American Management Association, 229 pp.

What you didn’t know about networking

Book Review: Cooperation, collaboration mean more than ever—how to get it right
Is a compliance “Siri” out there?

Is a compliance “Siri” out there?

Barefoot says apps might slash red-tape challenges
Could drought scorch California banks?

Could drought scorch California banks?

SNL Report: Four years in, bankers’ concern grows
Time for fair-lending checkup?

Time for fair-lending checkup?

Whatever Supreme Court decides about disparate impact, heated issue won’t go away
Millennials warming to prepaid

Millennials warming to prepaid

Budgeting, saving, security embraced
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