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Today's technology goes beyond what was seen on the original "Star Trek," set in the 23rd century. Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan Fisher’s personal mission.

It’s a sci-fi world!

Issues once as strange as fiction become fact
National banks should get back into smaller consumer installment loans, and can confidently proceed knowing the Comptroller's Office approves of the concept, according to policy document issued this week.

Make small consumer loans, OCC urges

New bulletin meant to send signal of agency acceptance
Careful users of alternative forms of borrowing may prove to be good prospects for traditional installment credit, according to TransUnion.

Alternative loan borrowers may be traditional prospects

Debt management ability found among users of payday and other short-term credit
Community bank's service handles both payables and invoices.

Slaying the payables monster

Bank rolls out digital workflow/payments app for SMB market
Digital transformation remains headache for many banks

Digital transformation remains headache for many banks

Legacy systems, organizational culture pose hurdles
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

Enforcement flips in industry favor

Twice as many severe enforcement actions terminated as issued so far in 2018
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

Will new banking law drive deals?

U.S. regulatory relief should trigger large-bank M&A
Family-owned banks come with all kinds of issues. Jeff Gerrish says acknowledging the realities of family ownership proves essential now and when control comes to the next generation.

5 family bank myths that must be shattered

 ...without leaving the next generation with a scrambled nest egg
“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. He aims to fix that.

Where will lending talent grow?

Human element takes time and effort to train
In time banks may develop a blend of digital delivery, human interaction, and augmentation of the latter with artificial intelligence, suggests Genpact's Raja Bose.

People still want people

Digital’s wonderful—but not always enough
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