BlackRock Foundation Report Points to Increased Market Participation

Percentage of moderate-income families invested in the markets has increased by close to 200% since the start of the decade

03/02/2026 - 10:38
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Written by Banking Exchange staff

According to a new report by the BlackRock Foundation, the percentage of moderate-income families invested in the markets has increased by close to 200% since the start of the decade.

Experts point to an increase in investment information and awareness.

The study sites data from several million checking accounts of median incomes of about $50,000.

Initiatives to bank the unbanked have also impacted lower-income families, as have positive market results, making news despite inflation disproportionately impacting lower-income Americans.

More than 60% of American adults own stocks, with education levels and income levels still being two major factors.

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