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FDIC, Fed and OCC published updated guidance on fintech work for community banks
Groups claim the legislation would hinder, rather enhance, current efforts toward cybersecurity
Large banks will have capital requirements of up to 13.4%, to ensure their survival in a severe recession and to still be able to lend
Rob Nichols has called on Congress to intervene and cut the number of credit unions buying up banks
Digital banking app will help address unbanked and underbanked population in the US
Several banks including JP Morgan and Bank of America have already come under scrutiny
Regulator hires climate change risk officer and joins international environmental group
Association responds to FDIC call for comments on the future regulation of crypto assets
Announcement follows upsurge of fintech partnerships and industry demand for better alignment on guidance
40% of US bank branches now provide access to a Bank On certified account
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From Instant Payments to Stablecoins:
Building for What's Next

Tuesday, July 14, 2026 at 2:00 ET

Just when many financial institutions are getting comfortable with instant payments, a new question is emerging: What happens when money itself becomes programmable? For financial institutions, the challenge is not deciding between instant payments and stablecoins. It's understanding how today's modernization decisions will determine the ability to compete tomorrow.

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