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Interest Rates Start 2024 at Seven-Month Low for U.S. Home Loans

Interest Rates Start 2024 at Seven-Month Low for U.S. Home Loans

Interest rates on 30-year fixed rates approaching 6.5%
Projections for Lower Interest Rates Will Impact Banking Decisions in 2024

Projections for Lower Interest Rates Will Impact Banking Decisions in 2024

Analysts believe that inflation may fall even quicker than expected
CFPB Approves First Step for Mortgage Disclosures Project

CFPB Approves First Step for Mortgage Disclosures Project

The program allows CFPB to authorize parameters for in-market testing of alternatives to required disclosures
Mortgage Applications Increase along with Credit Card Debt

Mortgage Applications Increase along with Credit Card Debt

While housing demand increased, it was still more than 20% below this time in 2022
U.S. Treasury Outflow a Strong Sign of Investor Confidence

U.S. Treasury Outflow a Strong Sign of Investor Confidence

Investors are starting to jump into the stock market again
ICBA Warns on FHFA Reforms

ICBA Warns on FHFA Reforms

The community bank organization urged the federal agency to be cautious when introducing changes to the Federal Home Loan Bank System
The Future of the FHLBank System

The Future of the FHLBank System

A much-anticipated review has set out plans for modernizing the FHLBank system
Mortgage Rate Decline Brings Hope to Lending Market

Mortgage Rate Decline Brings Hope to Lending Market

Bank mortgage applications rose by 3% last week for new mortgages
Mortgage Bankers Association Pleads With Fed to Stop Raising Interest Rates

Mortgage Bankers Association Pleads With Fed to Stop Raising Interest Rates

The group of associations also asked for the Fed not to sell its mortgage securities holdings
10-year Treasury yield Major Concern for Regional Banks

10-year Treasury yield Major Concern for Regional Banks

The ten-year treasury yield has reached 4.8% to levels not seen in 15 years
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