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Would you believe a small percentage of millennials shoot 20 or more selfies daily? Mitek says this and related findings should send a message to banks.

Snapping up selfie generation

Embrace millennials on their terms and provide the services they really want
Yearend is a bad time to invest in marketing, but ROI on marketing dollars rises in January.

Why we are stopping our marketing

... for November and December, that is. Don’t waste your dollars this time of year
Strategic sales of CRE picking up

Strategic sales of CRE picking up

Whole-loan selling no longer just for distressed credits
Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan Fisher’s personal mission.

Cybersecurity, New York State, and you!

Paranoia can be a healthy state of mind
Which is the weakest link?

Which is the weakest link?

Tech Viewpoint: Comparing money laundering in the traditional financial ecosystem versus blockchains
This article was adapted with permission of the publisher, Wiley, from Bankruption: How Community Banking Can Survive Fintech, by John Waupsh. Copyright 2016 by John Waupsh. All rights reserved. This book is available at all booksellers. In the near future Banking Exchange will present a review of the book by a veteran community banker.

Avoiding damage by disruption

Book Talk: Community banks must find relevance amid industry noise
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

Would Minneapolis Fed plan set big banks adrift?

Truth and consequences of Kashkari's plan to end TBTF
A Netflix payments professional describes the entertainment giant's payments efforts. Banking Exchange invites other payments professionals to propose articles about "payments at work." Email proposals to scocheo@sbpub.com

Payments @ Netflix

How huge international merchant processes consumer transactions
Even with a Republican in the White House, the banking industry faces a transition at CFPB that won't be as simple as some might hope.

Prospects for CFPB transition: guide for the patient banker

Near term, Congress presents best hopes. Longer term, reform will get some traction—with effort
Meet “Erica,” pocket financial advisor

Meet “Erica,” pocket financial advisor

BofA taps latest AI science to expand limits of virtual assistants
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