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Community banks can't ignore the immediate, and longer-term implications, of P2P payments as Zelle goes live.

Zelle and future of payments for community banks

A banker’s take on the accelerating availability of P2P payments
“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. He aims to fix that.

Loyalty and its link to credit culture

Banks need to lock down the cowboys
Part missionary, part venture capitalist, former journalist works to improve everyday Americans' financial health.

Should banks be financial physicians?

CFSI’s Jennifer Tescher thinks so. That’s how she approaches her advocacy group’s own work
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Ways to pay keep on coming

Wave, swipe, or punch a button—all sorts of new mechanisms
Did you ever own a Walkman? In the space of not very many years, technology in general and financial technology in particular have taken huge leaps. To set the context for a look at today's leading technologies and a risk-focused way of looking at the future, Wolters Kluwer's Tom Grundy takes you on a tech-oriented walk through recent decades.

Fintech rewind, listen, and fast forward

How tech evolution has brought banking and compliance to today’s crossroads
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

Funding costs rising

Banks should not take low deposit costs for granted
Jeff Gerrish shares the latest scuttlebutt from the community banking field.

Report from community banking’s trenches

From the “Trump effect” to their most recent exams to the M&A picture, optimism reigns
Smart contracts have enormous appeal. But could this blockchain application cut banks out of the loop?

Beware smart contracts’ dark side (for banks)

Disintermediation looms in this developing technology
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

How rate hikes impact mergers

Funding mix of recent sellers trends toward noncore deposits
Growth and improvement in blockchain technology's development will hinge on learning from mistakes and bad turns, as well as experience in general.

Blockchain needs more failures to grow and mature

Evolution depends on enduring some hard lessons
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