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Increasingly the smart device defines the consumer retail experience, from shopping remotely to shopping in stores—and, by the way, paying for it all.

M-commerce transforming retail point of sale

Lines blur between shopping and payment channels as America goes increasingly mobile
The concept of an editable, redactable blockchain goes against the basic premise many hold dear. But it’s actually a good deal more complicated than this simple photo.

A blockchain you can edit?

Debating controversial new prototype in wake of major blockchain bump
Non-cash payments reach records

Non-cash payments reach records

Evolving global payments landscape see banks embracing fintechs—and “regtechs” too.
If you're not getting all thumbs up, here are some concepts to help turn thumbs to "up."

What impression does your bank make?

How banks do with customers ranks higher—less branch traffic makes each visit count
Crowdfunding cooperation helps bank build “bankability”

Crowdfunding cooperation helps bank build “bankability”

Equity form of crowdfunding opens new doors for West Coast community bank
Bank boards must close up the gaps to oversee compliance appropriately.

Compliance risk rises to top of board agenda

In wake of Wells affair, directors must reconsider what “risk appetite” really means
Bureau sues five Arizona auto title lenders in the wake of state's banning of payday lending, and resulting boom in auto title credit.

CFPB sues car title lenders

Arizona-centered case part of bureau’s push against alleged predatory lenders
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

How to get CECL done?

Small bank CFOs consider practicality of doing CECL in-house
Would you trust your finances to a bot yet?

Financial services aren’t tacos

“Bot bankers”: Not quite ready for prime time
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Data breach threats never take holidays

Cyber security awareness—not just for a month, but all year
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