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“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. Each week in his blog he strives to fix that.

Are you pricing loans for risk?

6 ways to look at the risks every lender takes
Bank-related blockchain tech growing up

Bank-related blockchain tech growing up

D+H applies distributed ledger tech to global payment services hub
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Personalization, banking’s new mantra

“Know your customer” is more than compliance credo. Tech makes it universally possible
Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan “The Wombat” Fisher’s personal mission.

Out-of-the-box thinking, into a home

Community bank tackles student loan debt to enable homeownership
Core conversion on an ambitious schedule: “This was the most aggressive timeline I’ve ever been a part of. I wouldn’t necessarily recommend it,” says Howard Mooney, CIO, Busey Bank. “The result was positive. We haven’t looked back.”

Core conversion—in record time

Dreaded step, but increasingly necessary.  Here’s how Busey Bank took the plunge
What's "fair"? While some bankers have been known to use their own “smell test” for new products, services, or policies, “fair” can be subjective. It's a puzzle banks are working out.

Fair banking on the rise

Combines elements of fair lending, UDAAP, even complaints—and puts more emphasis on outcomes
Backers of FASB's much-debated "CECL" say that implementation will leave banks better prepared for downturns. Opponents stress the concept will be expensive and make bank reports opaque.

FASB’s controversial “CECL”

Community bankers object to pending ALLL “expected loss” proposal, but need to prepare in case it stays
SNL Financial is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the subscriber side of SNL Financial's website.

Price of life near leading edge

SNL Report: Tech—on multiple fronts—a rapidly deepening force in banking, M&A
Tony Barnes works at Capital One Labs, but he doesn't consider himself to be a banker.

Capital One's taking business into digital age

Tech innovator Tony Barnes says new millennial officers will bring small and mid-sized businesses up to digital speed
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Cybercrime battle means all hands on deck

Good news: Cybersecurity deemed essential. Bad news: in practice, not always so dynamic
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