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“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. Each week in his blog he strives to fix that.

Political forecast: Hazy, high chance of folderol

Clearest thing about elections: Every candidate seems to hate banks and business
SNL Financial, part of S&P Global Market Intelligence, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the subscriber side of SNL Financial's website.

Seeing yellow over lending yellow

SNL Report: Bankers hopeful but bracing for more stress in taxi medallion space
SNL Financial, part of S&P Global Market Intelligence, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the subscriber side of SNL Financial's website.

Reserves up 25%+, more to come?

SNL Report: Banks in energy-exposed states feel pressure to provision
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Uncle Sam needs you to fight cybercriminals

Cybersecurity is up to all of us
Increasing ownership of smartphones and the desire for convenience are driving consumers toward mobile transactions. A new Federal Reserve study takes an exhaustive look at trends.

Mobile banking upwardly mobile

Consumer demand for mobile banking rises as smartphone ownership increases
“It’s been a while since we’ve seen a true game-changer,” said Teresa Curran, director of the San Francisco Fed’s supervision and credit division, “but fintech may be one.” She says regulators must find a way to oversee innovation without snuffing out developments everyone would find valuable.

Glimpse of Fed on fintech

SF Fed official discusses potential rewards versus risks, activity to understand them
Investing With Impact: Why Finance Is A Force For Good. By Jeremy Balkin. Bibliomotion, 240 pp.

Looking at “impact investing”

Book Review: Will millennials be world’s financial saviors?
Expecting the unexpected in M&A

Expecting the unexpected in M&A

Buyers and sellers don’t know when phone will ring
Weighing CFPB’s HMDA resubmission guidelines

Weighing CFPB’s HMDA resubmission guidelines

Proposal to consider changes to guidelines adds complication
Snailpace@real-time.com?

[email protected]?

Competition, fraud, consumer demand all impact U.S. real-time payments
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