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“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. He aims to fix that.

When a lender is on the spot…

Wells’ hearing is just the banker hot seat writ large
Fintech in the form of virtual currencies, artificial intelligence, and new forms of intermediation will remake central banking in ways that are just beginning to come into focus.

How fintech could remake central banking

IMF chief sketches economic future remade through new technologies
Don't let your lending engine run full-steam ahead or your bank might fall into the chasm, warns risk management veteran Ken Proctor.

Will credit risk take banking into crunch again?

9 ways to address rising lending risks before your bank skirts the edge
Before long Bitcoin and other cryptocurrencies will become more than a tech curiosity, predicts Jason Leinwand of FirstLine FX, LLC.

An FX strategist looks at Bitcoin’s future

Mainstream days for cryptocurrencies are closer than some think
Banking's digital path promises to move rapidly, but the human factor will be a key element of the business for years to come, predicts SunTrust head of consumer digital.

Don’t try so hard to imitate Amazon

SunTrust’s Anoop Warrier discusses the challenge of balancing humans and digital
Beneficial Bank President and CEO Gerard Cuddy says businesses want fast turnaround on loans. Being a key local player helps Benefit compete.

Beneficial finds local still sells in Philly

Bank with savings roots grows via commercial, exercises caution on CRE
Keith Noreika, Acting Comptroller, believes the restrictive regulation banks currently face requires some opening up.

OCC sees need for soundness, not just safety

Acting Comptroller speaks of sea change in federal regulation
"I don't know what we will call them, but banks and fintechs will merge into one industry," says KBW's Cannon. "They won't be seen as two separate industries in the future."

How fintech will change bank M&A

Top KBW analyst Fred Cannon sees fintech and banking industries merging
As community banks grow larger and evolve in how they serve customers. how do they keep the special flavor in the recipe?

Keeping the “community” as you grow

As consolidation continues, more banks confront size-culture balance
Look carefully before you partner with a fintech, or your bank risks partnering with trouble.

Taking a risk-based approach to innovation partners

Banks must make sure a good idea won’t lead to trouble
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