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Artificial Intelligence

In only a few years the Washington discussion has shifted for fintech, though challenges remain as regulators sprint to keep up with technologists.

Fintech players assess post-disruption environment

Leaders from Square, Lending Club, and Citi discuss regulatory balance
Yesterday's disruptive competitor is today's willing partner. How things change.

Is marketplace lending maturing?

Acting Comptroller sees signs that yesterday’s disruptor isn’t quite so rambunctious
Digital transformation sometimes stymied

Digital transformation sometimes stymied

It’s the pace of change that flummoxes banks
AI dominates Microsoft’s latest blitz

AI dominates Microsoft’s latest blitz

Tools for making digital transformation easier underlie multitude of new products and services
Real-time P2P payments are cool, but experts at a recent Finastra event predict that the real money in moving money that quickly will be on the business side.

Real-time payments likely to fly in a year

Seen disrupting same-day ACH, meeting customer demand, and boosting bank revenues
Banks came together at an Orlando user conference to hear about the directions Finastra management plans to take the new company.

Finastra execs take pains to reassure U.S. bankers

At first post-merger user conference, leaders stress commitment to community banks—and existing D+H product set
CFPB's no-action letter process grants some assurance after bureau review. From the get-go CFPB had indicated there would not be many such letters issued.

CFPB grants first no-action letter

Alternative loan platform Upstart seeks assurance regarding fair-lending compliance

Building better chatbots

It’s not just about the science, experts at Finovate say
New ideas work even better when someone keeps them working. Pam Kilday, SunTrust's head of operations, talks about the challenges and opportunities of making innovation a long-term proposition.

Innovation’s great. But it’s got to be right

For banks, fintech is a marathon, not a sprint
Challenger banks enter the ring with something new. But after enough victories, an interesting thing happens to them...

Challenger banks build on niches

Three players rely on specialties to make new brands fly
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